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Insure your rings

They are two of your most prized possessions, so you should keep your engagement ring and wedding band as shiny and sparkly as possible. Here is everything you need to do to keep your engagement and wedding rings safe and in good condition.

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What you need to insure your ring

You’ll need to provide a description of the ring — its cut, carat weight, and metal — as appraised by a certified independent jeweller, such as Knar Jewellery. Extra precautions, such as laser inscription and home security systems, may qualify you for discounts.

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Clean your ring

To keep your ring sparkling, clean it often to remove lotions, skin oil, and everyday dirt, which cloud it. You can soak the ring in warm water and mild dishwashing liquid, and scrub with a soft toothbrush. Or soak it in equal parts ammonia and cold water for half an hour, and let it air dry. Any brand-name jewellery cleaner is another good option.

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Visit your jeweller

Ring maintenance should also include twice-yearly visits to your jeweller, who can check the integrity of the prongs on your setting. (Bonus: You can have it professionally cleaned then also). A loose setting can lead to a dislodged diamond — so if you want to avoid losing your gemstone, consider seeing your jeweller as often as every 6 months to a year.

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Other ring-care tips

It’s also smart to take your ring off when doing anything requiring lots of work with your hands — or involving water (such as dishwashing or swimming), since it can make your fingers shrink. Just remember to put the ring in a secure location, whether in a kitchen drawer or a jewelry box. If you often take off your ring at home, consider a safe, or an unusual but memorable hiding spot. If you need to hide it when you’re on vacation, store it in the hotel safe.